Who is behind the Harmony Investment Fund, and what is its connection to Sivan Invest Group?
A real estate fund managed by an experienced investment house with actual “boots on the ground.” The Harmony Fund is the flagship investment arm of Sivan Invest Group, a veteran entrepreneurship and real estate management group specializing in the Greek and Israeli markets.
The fund was established to provide investors with secure, transparent, and professional access to Real Estate in Greece, specifically in the Chania region of Crete. We don’t just manage capital;
we own the execution and management companies on the ground (such as the project companies Solomon and City Center, and the management firm Sivan Management). This allows us full control over the entire value chain—from land acquisition to key delivery.
Why invest in Greek Real Estate, and why focus specifically on Crete?
A combination of immense tourism potential, capital appreciation, and geographical proximity. Greece, and Crete in particular, is experiencing a massive development boom, presenting Real Estate Investment opportunities that are hard to find elsewhere in Europe. Our choice to focus on Chania stems from the rising demand for vacation homes and residential properties in what is considered the island’s “tourism jewel.” Real Estate Investments for Israelis and international buyers in Greece have become highly sought-after due to attractive entry prices, strong potential for Capital Appreciation, and high current yields from short-term and long-term rentals.
What security and collateral does the fund provide to its investors?
A multi-layered protection mechanism backed by real assets and legal oversight. At Sivan Invest, we understand that security is the most critical parameter for an investor.
Capital invested in the Harmony Fund is backed by real, registered real estate assets. Every project is accompanied by leading law firms in both Greece and Israel to safeguard investor rights. Our operational model, where we act as both the developer and the contractor (via our subsidiaries), minimizes risks associated with third-party dependencies and ensures that the asset itself serves as strong, stable collateral for your investment.
What is the minimum investment, and who is the fund's target audience?
An opportunity for private investors to join institutional-grade projects. The Harmony Fund is designed to make high-value development deals in Greece—previously reserved for tycoons—accessible to a wider audience. We cater to accredited investors and Family Offices looking to diversify their portfolios with smart exposure to Overseas Real Estate.
The entry threshold is set to allow private investors to join high-quality projects in Chania while maintaining proper risk management. We believe in building a community of investors that grows with us from project to project.
How is taxation handled for international/Israeli investors?
Professional tax planning leveraging the Double Taxation Treaty. One of the most common questions concerns taxation.
A Double Taxation Treaty exists between Israel and Greece (and many other nations), allowing investors to enjoy profits efficiently. The financial team at Sivan Invest Group works closely with local and international accounting firms (such as KPMG) to structure deals optimally.
We handle the bureaucracy in Greece and provide all necessary reports so you can manage your tax affairs in your home country with peace of mind.
Do I invest in a specific project or a portfolio of assets?
Investment flexibility tailored to the project nature—from boutique hotels to residential complexes.
The Harmony Fund operates on a model that allows focus on selected entrepreneurial projects. Each fund or funding round is dedicated to specific defined projects (e.g., constructing a luxury villa complex or a residential building in City Center Chania).
This allows investors to know exactly where their money is working. Transparency is our core value—investors receive full details on the land, architectural plans, and the business plan of our execution companies, Solomon and City Center, before transferring any funds.
What is the expected return, and how is it paid?
A mix of entrepreneurial profit upon completion and current yield from income-generating assets. Returns in the fund are derived from the project type.
In development projects (Build & Sell), profit is generated from the significant appreciation of the land and construction, distributed as an “Exit” upon project completion. In income-generating projects (Short-term rental/Hospitality), returns come from ongoing rental income and are distributed as periodic dividends.
Sivan Invest’s business model aims for double-digit returns, significantly higher than standard market averages, thanks to our direct management and the rising Greek market.
How can I track the progress of the project and my investment?
Full technological transparency with ongoing updates from the field. We live in a digital age, and it is vital for us that investors feel close to the asset even when they are abroad.
Sivan Invest Group invests in advanced management and reporting technologies. Our investors receive regular updates, including financial reports, photos, and videos from the site (including real-time security camera feeds in select projects), and market overviews. Our goal is for you to know the status of the project in Chania and the health of your investment at any given moment.
What happens if I want to liquidate my investment early?
Pre-defined exit strategies and a vibrant secondary market. Real estate is typically a medium-to-long-term investment, but we understand the need for liquidity.
The Harmony Fund has pre-defined “Exit Stations” or maturity dates aligned with project milestones.
Additionally, thanks to the large community of Greek Real Estate Investors we have cultivated, there is often an option to sell holdings to other investors within the group.
Everything is done with full transparency and in accordance with the fund’s articles of association signed at the outset.
How do I start the investment process with Sivan Invest?
A simple, personal process, guided hand-in-hand all the way to success. The first step is contacting us for an introductory meeting and financial needs assessment. In this meeting, we will present the open projects in the Harmony Fund, the numbers, and the business plans.
Subsequently, our team will guide you through the entire onboarding process, including legal regulation and secure fund transfer. We invite you to join our family of investors and take part in the success of the Greek real estate market.
